Who we are

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When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: After approval of your comment, your profile picture is visible to the public in the context of your comment.


If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

If you request a password reset, your IP address will be included in the reset email. We DO NOT sell or share your data with anyone else except our own records. Digital privacy is important to us so be assured – we AS A COMPANY believe in not selling or passing along your info to any 3rd parties. Any.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Visitor comments may be checked through an automated spam detection service.


We have a 30 day money back guarantee. If you feel you are unsatisfied, for any reason, with the content you received as part of your purchase, we will refund your purchase. However, we ask that you keep this in mind – since we are very generous with a money back refund policy – please don’t abuse it. We are not some big corporation. This is a family business. A lot of time, effort and resources have gone into building this course and people have OVERWHELMINGLY had great reviews of this course. So, if you feel you gained any information or knowledge from our course, we ask that you keep that in mind before requesting a refund.

There are tips and ideas in this course to save you, literally, thousands of dollars. So, if you still intend to use our intellectual capital in the future and yet ask for a refund – we believe that says more about your character than about our online course. We sincerely hope you enjoy the lecture series and use it to help make your city, county, state and country a better place to live, work and raise a family and the idea of refund will never enter your mind.